About Liberty Summit Trust Bank
Your trusted financial partner providing comprehensive banking solutions with personalized service. We're committed to helping you achieve your financial goals with security and confidence.
Business Lending Solutions
Fuel your business growth with our comprehensive lending solutions. Whether you're looking to expand operations, purchase equipment, manage cash flow, or invest in real estate, we offer flexible financing options tailored to meet your business needs and goals.
Our experienced commercial lending team understands the unique challenges businesses face and works with you to structure loans that support your success. From competitive rates to flexible terms, we're committed to helping your business thrive.
Lending Advantages
Experience the benefits of working with a trusted commercial lending partner.
- Competitive interest rates
- Flexible repayment terms
- Quick approval process
- Local decision making
- Dedicated loan officers
- SBA loan expertise
- Industry specialization
- Ongoing support
Loan Applications
Streamlined application process designed to get you the funding you need quickly.
- Pre-qualification: Quick assessment
- Documentation: Simplified requirements
- Review Process: Fast turnaround
- Approval: Local decision makers
- Funding: Quick disbursement
- Support: Ongoing relationship
Business Loan Products
Term Loans
Starting at 5.25% APR*
- $25,000 to $5,000,000
- 1 to 10 year terms
- Fixed or variable rates
- Equipment & expansion
- Working capital
Lines of Credit
Starting at 4.75% APR*
- $10,000 to $1,000,000
- Revolving credit
- Variable interest rates
- Seasonal cash flow
- Pay interest only on used funds
Equipment Financing
Starting at 5.95% APR*
- Up to 100% financing
- New & used equipment
- Terms up to 7 years
- Equipment as collateral
- Tax advantages
Commercial Real Estate
Starting at 6.25% APR*
- Purchase or refinance
- Up to 80% LTV
- Terms up to 25 years
- Owner-occupied properties
- Investment properties
SBA Loan Programs
Take advantage of Small Business Administration (SBA) loan programs designed to help small businesses access affordable financing with favorable terms.
SBA 7(a) Loans
Up to $5 million for working capital, equipment, and real estate
Up to 25 years
SBA 504 Loans
Real estate and equipment financing with low down payments
10% down payment
SBA Express
Fast approval for loans up to $500,000
36-hour decision
Application Process
1
Pre-qualification
Quick assessment of loan eligibility
2
Application
Complete loan application with required documents
3
Review
Underwriting and credit analysis
4
Approval
Loan committee decision
5
Documentation
Loan documentation and closing
6
Funding
Loan disbursement and ongoing support
Loan Payment Calculator
Required Documentation
Financial Documents
- Business tax returns (2-3 years)
- Financial statements
- Bank statements (3-6 months)
- Profit & loss statements
- Cash flow projections
Business Documents
- Business license
- Articles of incorporation
- Business plan
- Personal financial statements
- Collateral documentation